Our Team

Nishant Kumar

Cofounder, CEO

Nishant has pursued financial inclusion initiatives in various reputed organizations over the last 8 years. Prior to joining Lakshya, he was with Jana Services in their Customer Insights Team involved in consumer and market research for Janalakshmi Financial Services, one of India’s largest MFIs. Nishant has also worked with MicroSave, an international financial inclusion consulting firm where he primarily focused on microfinance and digital financial services. He has a deep understanding of challenges faced by the underserved customers in accessing quality financial products.

Michiel Elich

CEO, Enviu

Michiel was raised to be an econometrician. He spent 20 years creating tens of millions of value for financial services companies and is now determined to create at least that value for underserved people.

Sonal Agrawal

Consultant: Product Development

Sonal Agrawal is a financial inclusion consultant with around nine years of experience working with microfinance institutions (MFIs), banks, government organisations, digital finance service providers and international aid organisations. She focuses on design and implementation of customer centric products and processes, develop prototypes for cashless ecosystems, design of financial capability programs for the microfinance institutions and digital finance service providers. Sonal previously worked with MicroSave, a global financial inclusion-consulting firm.



Gigi Matthews

Partnerships and Fundraising

Gigi has successfully led start-ups and worked in key roles starting with Marketing Head for a large multinational measurement & automation company to being a Co-founder of a technology company that builds safety systems for Railroads. Being a clock-builder in all! She also built platforms like Makeher Movement for women empowerment and took on board positions in various non-profits.

Gigi deeply cares about sustainability. Lakshya is her commitment to see low income households achieve financial health with savings first approach.

Soundarya S

Customer Support Manager

Soundarya S looks after customer training and awareness initiatives of Lakshya, with a keen focus on creating processes/systems to help Lakshya achieve high customer retention rate. Soundarya is passionate about dance, art and trying all things new and good.  Soundarya is excited about Lakshya mission of ‘Savings for all’

Praveen MN

Sales Manager

Praveen MN is part of Sales and Operations team at Lakshya. An engineer by education, Praveen has entrepreneurial mindset, played pivotal role in setting and scaling up of Lakshya. Outside of work, his focus is to learn new apps and technology.