Improving financial health of underserved.
How we do it
Goal based savings
-Safe and secure
- Save as you earn.
Reduced impact of income variations
- Instant savings withdrawal
- Overdraft facility
Increased ability to build assets
- Suitable long term investment products e.g. digital gold
- Loan against savings to keep portfolio intact
Protect against shocks
- Event based insurance
- Easy claim process
Access Government Benefits
- Detailed customer profiling to link with eligible government benefits
- Support to link with Jan Dhan and Ayushman Bharat schemes
Our Customers
Self Employed: Auto & Cab Drivers, Retail Shop Keepers
Salaried: Guards, Office Staff
Gig Economy and Blue Collar Workers
Our Solution
Saving: The foundation of financial health
A simple app which helps customers save on the go:
- Save in a low risk debt mutual fund
- Save as low as Rs. 5
- Withdraw any time
- Nudges to save regularly
Why save with Lakshya?
- Government regulated
- A higher return than a savings account
How It Works
Set your goal and relax - Its Lakshya's duty to keep you on track
Link your existing bank account
Lakshya reminds you to save
Save using UPI from your phone or just dial a number and press 1
Instant withdrawal with a click
Our Partners
What our customers say about us...
Sangeetha
“When Lakshya approached me about their plan I felt very good. I am saving for my son’s education… I want him to be a doctor. He is already doing well in his studies!”
Kusuma
When the first emergency happened, I remembered: I am saving, we have some money in the bank. Lakshya gives me confidence and comfort.
Manohar
If you have dreams, you need to save money to make those dreams happen. I was referred to Lakshya by a colleague of mine. Lakshya is good because unlike the other ones, they remember us.
Naagrajan PA
When I heard about Lakshya and their savings product, I felt that it could be very useful for auto drivers and I could improve my life with them. I am saving with Lakshya to purchase my own auto.
