Improving financial health of underserved.
How we do it

Goal based savings
-Safe and secure
- Save as you earn.

Reduced impact of income variations
- Instant savings withdrawal
- Overdraft facility

Increased ability to build assets
- Suitable long term investment products e.g. digital gold
- Loan against savings to keep portfolio intact

Protect against shocks
- Event based insurance
- Easy claim process

Access Government Benefits
- Detailed customer profiling to link with eligible government benefits
- Support to link with Jan Dhan and Ayushman Bharat schemes
Our Customers

Self Employed: Auto & Cab Drivers, Retail Shop Keepers

Salaried: Guards, Office Staff

Gig Economy and Blue Collar Workers
How It Works
Set your goal and relax - Its Lakshya's duty to keep you on track
Link your existing bank account
Lakshya reminds you to save
Save using UPI from your phone or just dial a number and press 1
Instant withdrawal with a click
Our Partners







What our customers say about us...

Sangeetha
“When Lakshya approached me about their plan I felt very good. I am saving for my son’s education… I want him to be a doctor. He is already doing well in his studies!”

Kusuma
When the first emergency happened, I remembered: I am saving, we have some money in the bank. Lakshya gives me confidence and comfort.

Manohar
If you have dreams, you need to save money to make those dreams happen. I was referred to Lakshya by a colleague of mine. Lakshya is good because unlike the other ones, they remember us.

Naagrajan PA
When I heard about Lakshya and their savings product, I felt that it could be very useful for auto drivers and I could improve my life with them. I am saving with Lakshya to purchase my own auto.