Improving financial health of the urban underserved

Improving financial health of underserved.
How we do it

Goal based savings

-Safe and secure
- Save as you earn.

Reduced impact of income variations

- Instant savings withdrawal
- Overdraft facility

Increased ability to build assets

- Suitable long term investment products e.g. digital gold
- Loan against savings to keep portfolio intact

Protect against shocks

- Event based insurance
- Easy claim process

Access Government Benefits

- Detailed customer profiling to link with eligible government benefits
- Support to link with Jan Dhan and Ayushman Bharat schemes

Our Customers

Self Employed: Auto & Cab Drivers, Retail Shop Keepers

Salaried: Guards, Office Staff

Gig Economy and Blue Collar Workers

Our Solution

Saving: The foundation of financial health

A simple app which helps customers save on the go:

  • Save in a low risk debt mutual fund 
  • Save as low as Rs. 5
  • Withdraw any time¬†
  • Nudges to save regularly

Why save with Lakshya?

  • Government regulated
  • A higher return than a savings account

How It Works

Set your goal and relax - Its Lakshya's duty to keep you on track

Set your goal and relax - Its Lakshya's duty to keep you on track

Link your existing bank account

Link your existing bank account

Lakshya reminds you to save

Lakshya reminds you to save

Save using UPI from your phone or just dial a number and press 1

Save using UPI from your phone or just dial a number and press 1

Instant withdrawal with a click

Instant withdrawal with a click

Our Partners

What our customers say about us...

Sangeetha

“When Lakshya approached me about their plan I felt very good. I am saving for my son’s education… I want him to be a doctor. He is already doing well in his studies!”

Kusuma

When the first emergency happened, I remembered: I am saving, we have some money in the bank. Lakshya gives me confidence and comfort.

Manohar

If you have dreams, you need to save money to make those dreams happen. I was referred to Lakshya by a colleague of mine. Lakshya is good because unlike the other ones, they remember us.

Naagrajan PA

When I heard about Lakshya and their savings product, I felt that it could be very useful for auto drivers and I could improve my life with them. I am saving with Lakshya to purchase my own auto.